Upper-class affair fiction meets Horse-hung gigolo reality fanfic

A fever-dream fragment of someone composing an unhinged accusation text before being interrupted by an alleged Cheltenham Ladies' gigolo with legendary credentials. The writer has somehow already committed to mounting this mystery man despite never seeing his face, suggesting a state of romantic/sexual desperation best described as "divorced woman speedrun." It's the kind of aggressively horny creative writing that makes you wonder if this person is actually fine or just performing a character for internet clout.